Yes, two of them, and they have different conditions that people routinely confuse. Replace your off-lease car with a new Mercedes and you get up to $500 credited against excess wear and use charges. Lease or finance that next car through Mercedes-Benz Financial Services and you separately get a credit for the turn-in fee, up to $595.
Those are two credits, two conditions, up to $1,095 together. Nearly every page covering this treats them as one thing, which is how people end up expecting a credit they never qualified for.
The two credits, side by side
| Excess wear credit | Turn-in fee credit | |
|---|---|---|
| Amount | Up to $500 | Up to $595 |
| Condition | Replace your off-lease vehicle with a new Mercedes-Benz | Lease or finance your next Mercedes with MBFS |
| The question it asks | What you buy | How you pay for it |
| Applied against | Excess wear and use charges | The vehicle turn-in fee |
| If you pay cash | Still applies | Does not apply |
| If your car comes back clean | Nothing to offset, you see none of it | Still applies, the fee is charged either way |
| Form | Credit to your account, not cash | Credit to your account, not cash |
Both conditions are quoted from the Mercedes-Benz Financial Services lease end page. Meet both and the two credits together are worth up to $1,095. Note that MBFS uses 'next Mercedes-Benz vehicle' for one and 'new Mercedes-Benz' for the other, so check which wording your paperwork uses.
The distinction is simple once you see it written down. The $500 asks what you buy. The $595 asks how you pay for it.
So if you walk in, pick a new Mercedes and pay cash, you qualify for the $500 wear credit and not the $595 turn-in credit. If you lease a new Mercedes through MBFS, you qualify for both. If you finance a used Mercedes through MBFS, read your paperwork carefully, because “next Mercedes-Benz vehicle” and “new Mercedes-Benz” are the two phrasings MBFS uses and they are not obviously the same thing.
Both are stated as “up to”. Neither is cash. They are credits applied to your account against charges you have actually incurred. If your car comes back clean with no excess wear, the $500 credit has nothing to offset and you see none of it.
The 60 day question
Forum posters report being told by MBFS representatives that the new contract has to be signed within 60 days of the turn-in date for the turn-in fee credit to apply. Another reports being told the credit applies as long as you show the new contract, with no window mentioned.
No time limit appears anywhere on the official MBFS page. That does not mean there is none, it means it is not published. If your next car is weeks rather than days away, this is worth a written confirmation from MBFS before you hand the keys over, because it is the kind of condition that is easy to lose by a fortnight.
Loyalty credits are not the same as loyalty cash
Searching this question pulls in a second, bigger category that gets mixed up with the two credits above.
| The two account credits | Loyalty cash and payment offers | |
|---|---|---|
| Who gives it | Mercedes-Benz Financial Services | Mercedes marketing and individual dealers |
| Where it is stated | On the MBFS lease end page, permanently | In promotions that start and stop |
| Reliability | Plan around it | Verify it is still running |
| Amounts | $500 and up to $595 | Owners have posted $1,000 to $5,000 by model, plus payment waivers |
| Applies to | Lease end charges on your account | The price or payments of the next car |
| Expiry | None stated | Yes. One dealer programme carried a 30 June 2026 end date |
The cash bonus figures and expiry dates come from owner forums and dealer pages, not from Mercedes-Benz Financial Services, so treat them as examples of the shape rather than current offers. The $500 and $595 credits are the two that sit on the manufacturer's own page.
The important difference: the two account credits come from MBFS and apply to lease end charges. The cash bonuses and payment waivers are marketing offers, they come and go, they vary by model and region, and they expire. Figures posted by owners for the MB STAR loyalty bonus ranged from $1,000 on smaller models to $5,000 on S-Class and EQS, and one dealer’s loyalty programme carried an expiry date of 30 June 2026.
Do not plan around a bonus you read about in a forum thread or on a dealer page without checking whether it is still running. Do plan around the $500 and $595, because those sit on the manufacturer’s own lease end page rather than in a promotion.
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Quick answers
How much is the Mercedes lease loyalty credit?
Up to $500 against excess wear and use charges, plus up to $595 against the turn-in fee. They are separate credits with separate conditions, so $1,095 is the maximum and only if you meet both.
Do I have to lease again to get the credits?
For the $500, no. You need to replace the off-lease vehicle with a new Mercedes-Benz, however you pay. For the $595, yes in effect, because it requires leasing or financing through MBFS.
Do the credits come as cash?
No. They are credited to your account against charges you incurred. No excess wear means nothing for the $500 credit to offset.
Does buying out my lease qualify for the credits?
Not addressed on the official page. A buyout is not a replacement vehicle, so the $500 condition is not met on its face. Check your own agreement before assuming either way.
Can I combine a loyalty credit with a cash loyalty bonus?
They are different programmes from different places, so in principle yes, but the cash offers set their own terms and some exclude stacking. Ask for both to be written into the deal sheet rather than assumed.
Do the credits cover going over my mileage?
No. The $500 is specifically for excess wear and use. Excess mileage is a separate charge and neither credit touches it.
Sources and date
Checked 7 October 2026 against Mercedes-Benz Financial Services’ lease end page, which states both credits and their conditions. The 60 day window, the MB STAR bonus amounts and the dealer programme expiry dates come from owner forums and dealer pages, are not on the MBFS page, and are labelled above as unofficial for that reason. Related pages on this site: the Mercedes lease turn-in fee and how much wear is allowed on a lease return.
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